AllGood Mortgage

Step 1: Organizing Your Documents

For a purchase loan, you will need:


Income:
1.	Most recent 2 years of W-2s and tax returns (all pages) if you are salaried;
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2.	If you are self-employed, 2 years of tax returns (all pages), a year-to-date profit and loss statement and a letter from a licensed CPA indicating he/she has prepared your business taxes for at least 2 years;
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Rental History(if applicable):
1.	12 months cancelled rent checks showing no late payments;
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2.	Copy of the rental agreement;
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Assets to close and ability to pay the mortgage:
1.	2 months bank statements (all pages for all accounts);
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2.	Most recent quarterly investment statement(s)
	(all pages for all accounts);
-
Other Documents(if applicable):
Copy of divorce decree and separation/custody agreement

For a refinance loan; you will need:


Income:
1.	Most recent 2 years of W-2s and tax returns (all pages) if you are salaried;
-
2.	If you are self-employed, 2 years of tax returns (all pages), a year-to-date profit and loss statement and a letter from a licensed CPA indicating he/she has prepared your business taxes for at least 2 years;
-
Assets to close and ability to pay the mortgage:
1.	2 months bank statements (all pages for all accounts);
-
2.	Most recent quarterly investment statement(s)
	(all pages for all accounts);
-
3.	Copy of divorce decree and separation/custody agreement(if applicable);
-
Other Documentation(if applicable):
Copy of divorce decree and separation/custody agreement
-
If you are requesting cash-out for the refinance, please provide a signed and dated letter of what you plan to do with the money received from the refinance loan.