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| Step
2: Get Qualified |
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|
| It
is important, and will make the home-buying process easier, |
|
| if
you get pre-qualified prior to looking for a house: |
| |
| For
a purchase loan: |
| |
|
| 1. |
Organize
all of the documents listed here; |
| - |
| 2. |
Contact
AllGood Mortgage Corporation to find the
maximum house you can buy based upon your
income and assets; |
| (This
will allow you to concentrate on houses
you can afford so that you don’t
waste time looking at properties that
are not within your budget) |
| |
|
3. |
This
puts you in a stronger position when you
make an offer, because the seller knows
that your loan is already approved; |
| |
|
4. |
This
also helps you close the loan quickly,
since your loan is already approved. |
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| For
a refinance loan: |
| |
|
| 1. |
This
is the next step after you have organized
your documents; |
| - |
| 2. |
This
allows you to understand the benefits
to refinancing; |
| - |
| 3. |
If
you are receiving cash-out as a result
of the refinancing, you will quickly see
the amount that you will be receiving |
| (This
allows you to plan for that cash-out.) |
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